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Investing in foreign stocks or in a foreign stock market can be a complex and challenging undertaking. However, an American Depositary Receipt (ADR) makes the process much easier for an individual investor. First, let me explain what an ADR is, then I will explain how it works. An American Depositary Receipt is a foreign stock issued on an U.S. exchange by an investment bank denominated in U.S. currency. To make this happen, an investment bank will purchase a specific number of shares of the foreign stock listed on a foreign exchange. After purchasing the foreign stock, the bank will register the security to be issued with the SEC (Securities Exchange Commission) and then issue an ADR. One ADR represents one share of foreign stock.

The main advantage of buying an American Depositary Receipt rather than the foreign stock itself is the ease of the transaction. Many people are more familiar and comfortable investing on the U.S. exchanges. ADRs are a great way to invest abroad without having to convert U.S. dollars to many different currencies. Also, it can be difficult to learn how to purchase shares on a foreign stock exchange as an individual investor. Another advantage offered by an ADR is that if the foreign stock does pay dividends, the investment bank will convert the dividends to U.S. dollars and remit the payment to you. In addition, if the dividend is subject to foreign tax, the investment bank will withhold the tax so you don't have to worry about it.

In conclusion, American Depositary Receipts are a great way to invest in foreign companies. Since the ADRs are issued on U.S. exchanges they are very easy to buy and sell without having to convert currencies. However, keep in mind that even though you are investing on a U.S. exchange, the foreign companies profits are usually earned in a different currency. Therefore, if exchange rates were to move against you, it would hurt the value of your ADR. If you are considering investing in foreign stocks, ADRs should be part of your investment decision; however, you should become familiar with all the risks associated with foreign investing before making an investment decision.

For more free investment information visit http://www.1stock1.com The website was created by Alan Reisch, a former investment representative with many years of investing experience both personally and professionally. Article Source: http://EzineArticles.com/?expert=Alan_Reisch

Fantasy football league enthusiasts play for different reasons. Some play for pride, while others play for money. Some fantasy football league members play for mega money, though, and the money is all these fantasy football nuts care about. Witness these two amazing fantasy football leagues.

A fantasy football league in Las Vegas pits players from 12 different leagues in a World Championship Fantasy Football league. These guys compete for a grand prize of $200,000. Other huge monetary prizes are handed out as well. This quest to be a fantasy football league world champion illustrates what this game does to people.

Further witness a differend kind of fantasy football league. In The League, first-ever published work of fiction based on a fantasy football league, sixteen wealthy, powerful men from Wall Street, create a unique fantasy football league. This remarkable group plays for a winner-take-all fantasy football league championship trophy of $30 million.

The idea for The League was born from conversations between the author and other fantasy football league participants who believe that the lust for power and money can get out of hand, if people are not careful. Fantasy football makes a great vehicle for this hunger for money.

The League is a fictional work that has been called a cautionary tale about what can happen, if fantasy football league enthusiasts are not careful to keep their competition and desire for prize money in check. Anyone participating in a fantasy football league can learn a great deal about how the game can get out of control by reading about a fictional fantasy football league in the novel, The League.